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Deposit
Rates - Effective Date: 2/1/12
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| CERTIFICATES OF DEPOSIT < $100,000 $500.00 MINIMUM TO OPEN | INTEREST RATE | APY |
| 7 - 29 Days | 0.10% | 0.10% |
| 30 - 59 Days | 0.15% | 0.15% |
| 60 - 89 Days | 0.20% | 0.20% |
| 90 - 179 Days | 0.20% | 0.20% |
| 6 Month Special | 0.25% | 0.25% |
| 180 Days - 11 Months | 0.20% | 0.20% |
| 12 Month Special | 0.45% | 0.45% |
| 14 Month Special | 0.90% | 0.90% |
| 12 - 17 Months | 0.35% | 0.35% |
| 18 Month Special | 0.55% | 0.55% |
| 18 - 23 Months | 0.40% | 0.40% |
| 24 Month Special | 0.65% | 0.65% |
| 24 - 35 Months | 0.50% | 0.50% |
| 36 Month Special | 1.05% | 1.05% |
| 36 - 47 Months | 0.60% | 0.60% |
| 48 Month Special | 1.24% | 1.25% |
| 48 - 59 Months | 0.95% | 0.95% |
| 60 Month Special | 1.59% | 1.60% |
| 60 Months | 1.00% | 1.00% |
| Rates for Jumbo and Public Funds C.D.'s are set daily. Please call 1-440-233-8800 for rates. |
| INTEREST CHECKING (NOW) ACCOUNTS $100.00 MINIMUM TO OPEN |
INTEREST RATE | APY |
| Buckeye Interest Checking | 0.25% | 0.25% |
| Buckeye Gold | 0.25% | 0.25% |
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SAVINGS ACCOUNTS $50.00 MINIMUM TO OPEN |
INTEREST RATE | APY |
| Buckeye Invest Savings | 0.50% | 0.50% |
| Buckeye Statement Savings | 0.40% | 0.40% |
| MONEY MARKET INVESTMENT ACCOUNTS | INTEREST RATE | APY |
| Buckeye Personal & Non-Personal Tiered Investment $500.00 MINIMUM TO OPEN | ||
| $0 - $4,999.99 | 0.55% | 0.55% |
| $5,000 - $9,999.99 | 0.55% | 0.55% |
| $10,000 - $24,999.99 | 0.55% | 0.55% |
| $25,000 - $49,999.99 | 0.55% | 0.55% |
| $50,000 + | 0.65% | 0.65% |
| Buckeye Premium Money Market Tiered Investment $1,000.00 MINIMUM TO OPEN | ||
| $0 - $49,999.99 | 0.55% | 0.55% |
| $50,000 - $99,999.99 | 0.65% | 0.65% |
| $100,000 - $199,999.99 | 0.75% | 0.75% |
| $200,000+ | 0.85% | 0.85% |
| APY - Annual Percentage Yield | ||
| Account rates are subject to change without notice | ||
| Fees and withdrawals can reduce yield on deposit accounts. | ||
| CDs have a penalty for early withdrawal. | ||
| The minimum balance of $1,000.00 is used to calculate the APY on the deposit accounts. |
| LOANS |
INTEREST RATE | TERM |
| Auto: New 95% of Invoice |
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| 2011 - 2012 | 7.00% | 66 Months APR 7.23% PMT $184.09 |
| Auto: Used 100% of NADA Average Wholesale |
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| 2011 | 7.50% | 60 Months APR 7.75% PMT $201.59 |
| 2010 | 7.75% | 48 Months APR 8.06% PMT $244.42 |
| 2009 | 8.00% | 48 Months APR 8.31% PMT $245.60 |
| 2008 | 10.00% | 48 Months APR 10.32% PMT $255.15 |
| 2007 | 11.00% | 48 Months APR 11.32% PMT $260.01 |
| **Recreational Vehicles: New 95% of Invoice |
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| 2011 - 2012 | 9.00% | 60 Months APR 9.26% PMT $208.83 |
| 2011 - 2012 | 10.00% | 120 Months APR 10.15% PMT $132.96 |
| 2011 - 2012 | 11.00% | 180 Months APR 11.11% PMT $114.37 |
| **Recreational Vehicles: Used 85% of NADA Average Retail |
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| 2010 - 2011 | 9.00% | 60 Months APR 9.26% PMT $208.83 |
| 2008 - 2009 | 10.00% | 120 Months APR 10.15% PMT $132.96 |
| 2007 | 12.00 | 180 Months APR 12.12% PMT $120.77 |
| UNSECURED PERSONAL LOAN | ||
| $2,500 minimum | 15.00% | 12 Months APR 19.67% PMT $225.65 |
| HOME EQUITY LINE | ||
| 80% LTV Below $100,000 | Call us for details at 440.233.8800 | |
| 80% LTV $100,000 & Above | Call us for details at 440.233.8800 | |
| 85% LTV | Call us for details at 440.233.8800 | |
| 2nd Mortgage | Call us for details at 440.233.8800 | |
| Adjustable Rate Mortgages Are Available |
Call us for details at 440.233.8800 |
| APR - Annual Percentage Rate |
| ** Includes watercrafts, tent campers, travel trailers, motor homes |
| Loan and deposit rates are subject to change without notice. |
| Adjustable Rate Mortgages: The rate may change over the life of the loan. |
| All APR’s are calculated on a $10,060 balance, except the Unsecured Loan which is calculated on a $2,560 balance when $100 documentation preparation fee is financed. |
| Loan payments are based on initial loan balance of $10,060 |
| If you have any questions please contact Buckeye Community Bank at (440) 233-8800. |