We offer smart borrowing options that work to ensure your financial well-being and reduce borrowing costs:

Lines of Credit

Lines of credit provide funds for short-term needs. We have options available that provide short-term working capital or fixed asset acquisition.

Term Loans

Long term financing provides funds to expand your business, purchase equipment or finance fixed assets.

Commercial Real Estate Loans

Provides financing for owner or non-owner occupied commercial property, refinancing an existing facility, acquisition of property or new construction.

Letters of Credit

Whether doing business with a foreign or a domestic company, a Letter of Credit provides a secure financial tool that helps reduce the risk of your transactions to purchase goods under special arrangements, guaranteeing the performance or maintenance of a project.

SBA Loans

Allows you to take advantage of the U.S. Small Business Administration's (SBA) lending program that provides financing to qualified small businesses. Options, with financing of 1- to 10-year maturities, include:

  • SBA 7 A-used to establish a new business or assist in the acquisition, operation or expansion of an existing business through term loans or working capital lines of credit
  • SBA 504/OHIO 166-provides growing businesses with long-term, fixed-rate financing for major fixed assets, such as equipment, land, buildings or building renovations